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International Journal of Innovation and Scientific Research
ISSN: 2351-8014
 
 
Saturday 26 May 2018

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The Effects of Financial Liberalization in Singida region: Experience from Utemini ward, Tanzania


Volume 6, Issue 2, August 2014, Pages 136–140

 The Effects of Financial Liberalization in Singida region: Experience from Utemini ward, Tanzania

Stephen P. Mnyawi and D. Malugu

Original language: English

Received 24 May 2014

Copyright © 2014 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

Abstract


The study examined the effects of financial liberalization in Singida region. Data collected through questionnaire while survey and focus group discussion techniques applied. Data were analysed through Statistical Package for Social Science (SPSS) version 11.5. Results indicated that four types of loans offered by financial institutions includes; personal loans offered to employees of different organizations; Mortgage loans given to business persons with existing business; Corporate loans targeted agricultural groups; and loans is offered to SACCOs from banks. However no loans found favored directly youth as first target as a result Persistence of Youth unemployed is increasingly in Singida region. It is concluded that contribution of financial liberalization to youth employment in Singida municipality is only 22.5%. The researchers recommended that government should supported financial sectors to play a significant role in economy by establishment of appropriate policies which consolidate the gains of first generation reforms.

Author Keywords: financial liberalization, employment, unemployment, investment.


How to Cite this Article


Stephen P. Mnyawi and D. Malugu, “The Effects of Financial Liberalization in Singida region: Experience from Utemini ward, Tanzania,” International Journal of Innovation and Scientific Research, vol. 6, no. 2, pp. 136–140, August 2014.