International Journal of Innovation and Scientific Research
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Tuesday 22 May 2018






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FinTech Invasion : Significant Turbulence in Perspective

[ L’invasion FinTech : Zone de turbulence en vue ]

Volume 25, Issue 2, July 2016, Pages 457–465

 FinTech Invasion : Significant Turbulence in Perspective

Richard-Marc Lacasse, Berthe Lambert, and José Omar Cárdenas Luza

Original language: French

Received 3 March 2016

Copyright © 2016 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.


The advent of the Internet of Things (IoT) has brought about an economic tsunami. This paper explores creative disruption and the widespread presence of digital platforms within the financial community. It sheds light on the ecosystem of financial services and expounds on the development of new business models. Special attention is paid to the various business models, as well as to a booming emerging country.

Author Keywords: FinTech, digital platforms, complexity, business models, emerging countries.

Abstract: (french)

L’avènement de l’Internet des objets (IdO) a causé dans le monde des finances un véritable tsunami économique. Cet article traite de la rupture technologique qui survient suivant l’implantation et la multiplication des plateformes numériques au sein des communautés financières. Il met en lumière l’évolution rapide des nouveaux modèles d’affaires dans les services financiers, en parallèle avec le développement des nouvelles technologies dans le secteur. Une attention spéciale est également consacrée à un pays émergent en pleine effervescence.

Author Keywords: FinTech, plateformes numériques, complexité, modèles d’affaires, pays émergents.

How to Cite this Article

Richard-Marc Lacasse, Berthe Lambert, and José Omar Cárdenas Luza, “FinTech Invasion : Significant Turbulence in Perspective,” International Journal of Innovation and Scientific Research, vol. 25, no. 2, pp. 457–465, July 2016.